Equity release schemes have emerged as one of the most feasible solutions for people over the age of 55 to secure their future after retirement. Equity release companies, as well as brokers, have a ‘guarding body’ in the form of the Equity Release Council to ensure that none of the consumers are at any kind […]
Read More Brokers, Compound Interest, Equity, Equity Plan, Equity Release, Equity Release Companies, Equity Release Council, Equity Release Industry, Equity Release Providers, Equity Release Schemes, Equity Release Sector, FCA, FCA Approved Companies, Financial Advisers, Financial Conduct Authority, Home Reversion, Home Reversion Plans, Itermediaries, Lawyers, Lifetime Mortgages, Lifetime Tenancy Agreement, Long Term Care, Long Term Care Home, No Negative Equity, No Negative Equity Guarantee, Release Equity, Retirement, Safe Home Income Plan, SHIP, Solicitors, Suveyors, Types of Equity ReleaseA poor credit rating often means that people are unable to get credit cards, loans and mortgages. They are simply considered too high-risk for a financial institution to deal with them. However, with an increasing population accruing a poor credit rating, there has been a subsequent shift in policy and a branch of financial institutions […]
Read More Credit Rating, Credit Report, Equity, Equity Release, Equity Release Council, Equity Release Plans, Equity Release Providers, Equity Release Scheme, Financial Conduct Authority, Financial Providers, Lifetime Mortgages, Loans, Mortgages, Negative Credit, Poor Credit Rating, Professional Advice, Release of Equity, Safe Home Protection Plan, SHIP, Standard MortgageEquity release is an excellent way for people to access the equity which is tied up within their home, but who does not wish to sell, in order to do so. However, it is important to fully understand what equity release is and what the alternatives are before proceeding further and committing to an equity […]
Read More Equity, Equity Release, Equity Release Calculators, Equity Release Explained, Equity Release Products, Equity Release Scheme, Halifax, Halifax Equity Release, Halifax Retirement Home Plan, Home Retirement Plan, Home Reversion, Home Reversion Plan, Lifetime Mortgage, Lifetime Tenancy Agreement, Long Term Care Facility, Retirement Home PlanIf you have taken early ill health retirement it may be that you are not as financially comfortable as you would have been if you had worked until retirement age. You may therefore wish to release a larger portion of the equity within your home so that you can use the equity to increase your […]
Read More Compare Lifetime Mortgages, Early Ill Health Retirement, Equity, Equity Release, Equity Release Providers, Equity Release Schemes, Ill Health, Ill Health Lifetime Mortgage, Ill Health Repayment, Ill Health Retirement, Independent Financial Advice, Lifetime Mortgages, Lump Sum Payment, Pension, RetirementIf you are interested in releasing equity from your home, you will be embroiled in the process of determining the best solution available to suit your needs. This will involve reading through difficult mortgage regulation documents and countless banking brochures, both of which can be confusing. You may also encounter confusing financial products like interest […]
Read More Equity, Equity Release, Equity Release Council, Equity Release Scheme, Financial Conduct Authority, Independent Advisor, Interest Only Lifetime Mortgage, Interest Only Mortgage, Interest Only Mortgages, Lifetime Mortgage Products, Long Term Care, Mortgage Options, Mortgage Regulation, Releasing EquityAn interest only lifetime mortgage is a scheme that will allow you to keep as much equity in your property as possible once it is sold, and which will help you to generate a maximum income, with fairly small repayments. Basically, instead of repaying your mortgage debt in conventional instalments which are, of course, dictated […]
Read More Advantages of Interest Only Lifetime Mortgages, Conventional Loans, Conventional Mortgage Scheme, Equity, Equity Release, Equity Release Mortgages, Interest Only Lifetime Equity Releases, Interest Only Lifetime Mortgage, Interest Only Lifetime Mortgage Products, Interest Only Loans, Interest Only Mortgage, Lifetime Mortgage, Lifetime Mortgage Products, Long Term Care Facility, Lump Sum Lifetime Mortgage, Maximum Income, Mortgage Debt, Mortgage Scheme, No Negative Equity, Release Equity, Release Equity From Your Home, Small RepaymentsIf you are looking into the business of releasing equity from your home or from another of your valuable assets, you will doubtless be keen to determine exactly how much money you will have access to. As with all financial decisions, before you sign up for a scheme, you will need to do a little […]
Read More Credit History, Debt Payments, Equity, Equity Release, Equity Release Council, Equity Release Plan, Equity Release Products, Equity Release Schemes, Financial Conduct Authority, Independent Financial Adviser, Lenders, Lifetime Equity Release, Lifetime Equity Release Product, Mortgage Payments, Pru, Prudential, Prudential Equity Release, Prudential Equity Release Plan, Prudential Increasing Cash Reserve, Prudential Product, Release Equity, Releasing Equity, Releasing Equity From Your HomeEquity release is a programme that you may have heard of that allows a borrower that owns a home, to get out the equity in the property, without losing the home or having to move. The programme can pay out a lump sum, monthly payments or a combination of both. The end result is perhaps […]
Read More Benefits to Equity Release, Drawdown Equity Release, Drawdown Equity Release Plan, Equity, Equity Release, Equity Release In The UK, Equity Release Plans, Equity Release Progammes, Equity Release UK, Government Intervention, Life Insurance Product, Lump Sum, Monthly Payments, Release Equity, UKIf you have been looking for financial ways to rectify any financial situation that you are having, there are some different options available. A common choice is to use equity release schemes to get the money that is needed from the home that you own. There are different ways that equity release schemes can work […]
Read More Equity, Equity Release, Equity Release Adviser, Equity Release Calculator, Equity Release Products, Equity Release Provider, Equity Release Schemes, Finding an Equity Release AdviserIt happens to many people, they fall behind on their mortgage for one reason or another. This can be from a job loss, death in the family, injury or medical bills or any other reason. When it happens it can be very scary and difficult to figure out what to do. Part of what happens […]
Read More Equity, Equity Loan, Equity Release, Equtiy Release Schemes, Financial Obligations, Home Reversion Plans, Interest Only Mortgage, Lender, Lifetime Mortgages, Medical Bills, Mortgage, Mortgage Arrears, Mortgage Payments, Release Equity, Release of Equity, Releasing Equity