News reports indicate there is renewed interest in the equity release market. In fact, quarter 2 of 2014 shows lending of equity release funds is at £325 million, with a potential amount of £641 million for the first half of the year. Additionally, 10,000 new equity releases have been taken out in the first half […]
Read More Baby Boomers, Equity Release Calculation, Equity Release Calculator, Equity Release Funds, Equity Release Market, Equity Release Products, Equity Release Supermarket, FCA, Financial Conduct Authority, Financial Services Authority, Home Reversion Calculators, Interest Rates, Lifetime Mortgage Calculators, Loan Companies, New Equity ReleaseEquity release schemes have emerged as one of the most feasible solutions for people over the age of 55 to secure their future after retirement. Equity release companies, as well as brokers, have a ‘guarding body’ in the form of the Equity Release Council to ensure that none of the consumers are at any kind […]
Read More Brokers, Compound Interest, Equity, Equity Plan, Equity Release, Equity Release Companies, Equity Release Council, Equity Release Industry, Equity Release Providers, Equity Release Schemes, Equity Release Sector, FCA, FCA Approved Companies, Financial Advisers, Financial Conduct Authority, Home Reversion, Home Reversion Plans, Itermediaries, Lawyers, Lifetime Mortgages, Lifetime Tenancy Agreement, Long Term Care, Long Term Care Home, No Negative Equity, No Negative Equity Guarantee, Release Equity, Retirement, Safe Home Income Plan, SHIP, Solicitors, Suveyors, Types of Equity ReleaseA poor credit rating often means that people are unable to get credit cards, loans and mortgages. They are simply considered too high-risk for a financial institution to deal with them. However, with an increasing population accruing a poor credit rating, there has been a subsequent shift in policy and a branch of financial institutions […]
Read More Credit Rating, Credit Report, Equity, Equity Release, Equity Release Council, Equity Release Plans, Equity Release Providers, Equity Release Scheme, Financial Conduct Authority, Financial Providers, Lifetime Mortgages, Loans, Mortgages, Negative Credit, Poor Credit Rating, Professional Advice, Release of Equity, Safe Home Protection Plan, SHIP, Standard MortgageIf you are interested in releasing equity from your home, you will be embroiled in the process of determining the best solution available to suit your needs. This will involve reading through difficult mortgage regulation documents and countless banking brochures, both of which can be confusing. You may also encounter confusing financial products like interest […]
Read More Equity, Equity Release, Equity Release Council, Equity Release Scheme, Financial Conduct Authority, Independent Advisor, Interest Only Lifetime Mortgage, Interest Only Mortgage, Interest Only Mortgages, Lifetime Mortgage Products, Long Term Care, Mortgage Options, Mortgage Regulation, Releasing EquityIf you are considering taking on an equity release scheme, or, indeed, if you are participating in one already, it is always a good idea to check in with a qualified equity release adviser from time to time in order to gain a little perspective and some independent financial advice. Unless you have plenty of […]
Read More Equity Release, Equity Release Calculator, Equity Release Council, Equity Release Schemes, FCA, Financial Advice, Financial Advisor, Financial Conduct Authority, Home Reversion, Home Reversion Calculator, Home Reversion Plans, Independent Advice, Independent Financial Advice, Lifetime Mortgages, Long Term Facility, Professonal Advice, Qualified Advice, Qualified Adviser, SHIPIf you are looking into the business of releasing equity from your home or from another of your valuable assets, you will doubtless be keen to determine exactly how much money you will have access to. As with all financial decisions, before you sign up for a scheme, you will need to do a little […]
Read More Credit History, Debt Payments, Equity, Equity Release, Equity Release Council, Equity Release Plan, Equity Release Products, Equity Release Schemes, Financial Conduct Authority, Independent Financial Adviser, Lenders, Lifetime Equity Release, Lifetime Equity Release Product, Mortgage Payments, Pru, Prudential, Prudential Equity Release, Prudential Equity Release Plan, Prudential Increasing Cash Reserve, Prudential Product, Release Equity, Releasing Equity, Releasing Equity From Your HomeIf you are keen to find out about equity release and to determine which of the available schemes best fits your requirements, you will need to settle down to some fairly hefty research. When it comes to taking out a loan – as the recent recession has taught us – you need to make sure […]
Read More Compound Interest, Deceased Estate, Equity Release, Equity Release Payments, Equity Release Programmes, Equity Release Scheme, Equity Release Schemes, Financial Conduct Authority, FSA, FSA Equity Release, FSA Equity Release Resource, Home Reversion Plans, Lifetime Mortgages, Recession, Release Equity, What is Equity ReleaseExperience of the equity release UK market over the past 10 years has proved a mixture of highs and lows. From its origins, there were only a few equity release lenders, such as Norwich Union, Prudential Equity Release, Hodge Equity Release, and Northern Rock and Home and Capital. Some of these equity release lifetime mortgage […]
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