Equity release schemes have emerged as one of the most feasible solutions for people over the age of 55 to secure their future after retirement. Equity release companies, as well as brokers, have a ‘guarding body’ in the form of the Equity Release Council to ensure that none of the consumers are at any kind […]
Read More Brokers, Compound Interest, Equity, Equity Plan, Equity Release, Equity Release Companies, Equity Release Council, Equity Release Industry, Equity Release Providers, Equity Release Schemes, Equity Release Sector, FCA, FCA Approved Companies, Financial Advisers, Financial Conduct Authority, Home Reversion, Home Reversion Plans, Itermediaries, Lawyers, Lifetime Mortgages, Lifetime Tenancy Agreement, Long Term Care, Long Term Care Home, No Negative Equity, No Negative Equity Guarantee, Release Equity, Retirement, Safe Home Income Plan, SHIP, Solicitors, Suveyors, Types of Equity ReleaseA poor credit rating often means that people are unable to get credit cards, loans and mortgages. They are simply considered too high-risk for a financial institution to deal with them. However, with an increasing population accruing a poor credit rating, there has been a subsequent shift in policy and a branch of financial institutions […]
Read More Credit Rating, Credit Report, Equity, Equity Release, Equity Release Council, Equity Release Plans, Equity Release Providers, Equity Release Scheme, Financial Conduct Authority, Financial Providers, Lifetime Mortgages, Loans, Mortgages, Negative Credit, Poor Credit Rating, Professional Advice, Release of Equity, Safe Home Protection Plan, SHIP, Standard MortgageIf you have taken early ill health retirement it may be that you are not as financially comfortable as you would have been if you had worked until retirement age. You may therefore wish to release a larger portion of the equity within your home so that you can use the equity to increase your […]
Read More Compare Lifetime Mortgages, Early Ill Health Retirement, Equity, Equity Release, Equity Release Providers, Equity Release Schemes, Ill Health, Ill Health Lifetime Mortgage, Ill Health Repayment, Ill Health Retirement, Independent Financial Advice, Lifetime Mortgages, Lump Sum Payment, Pension, RetirementIf you are considering taking on an equity release scheme, or, indeed, if you are participating in one already, it is always a good idea to check in with a qualified equity release adviser from time to time in order to gain a little perspective and some independent financial advice. Unless you have plenty of […]
Read More Equity Release, Equity Release Calculator, Equity Release Council, Equity Release Schemes, FCA, Financial Advice, Financial Advisor, Financial Conduct Authority, Home Reversion, Home Reversion Calculator, Home Reversion Plans, Independent Advice, Independent Financial Advice, Lifetime Mortgages, Long Term Facility, Professonal Advice, Qualified Advice, Qualified Adviser, SHIPIf you are keen to find out about equity release and to determine which of the available schemes best fits your requirements, you will need to settle down to some fairly hefty research. When it comes to taking out a loan – as the recent recession has taught us – you need to make sure […]
Read More Compound Interest, Deceased Estate, Equity Release, Equity Release Payments, Equity Release Programmes, Equity Release Scheme, Equity Release Schemes, Financial Conduct Authority, FSA, FSA Equity Release, FSA Equity Release Resource, Home Reversion Plans, Lifetime Mortgages, Recession, Release Equity, What is Equity ReleaseIt happens to many people, they fall behind on their mortgage for one reason or another. This can be from a job loss, death in the family, injury or medical bills or any other reason. When it happens it can be very scary and difficult to figure out what to do. Part of what happens […]
Read More Equity, Equity Loan, Equity Release, Equtiy Release Schemes, Financial Obligations, Home Reversion Plans, Interest Only Mortgage, Lender, Lifetime Mortgages, Medical Bills, Mortgage, Mortgage Arrears, Mortgage Payments, Release Equity, Release of Equity, Releasing EquityThere are many options when it comes to programmes to help you get the money you need. This is especially true when you are at retirement age or near to it. Looking into all the available options can help you ensure that your retirement is the way you want it to be. When it comes […]
Read More Care Facility, Enhanced Lump Sum, Equity, Equity Plans, Equity Release, Equity Release Programme, Equity Release Scheme, Home Reversion, Ill Health Lifetime Mortgages, Interest Only Mortgage, Lifetime Equity Release Schemes, Lifetime Mortgages, Lifetime Tenancy Agreement, Lump Sum Payout, Monthly Payments, Mortgage, Mortgage Company, Personal Finance, Release of Equity, Retirement, Retirement Age, Type of Equity Release, Type of MortgageAre you nearing retirement? Do you want to have a trouble and hassle free retirement? If yes, then it is advisable for you to consider opting for an equity release scheme and how the ERSA (Equity Release Solicitors Alliance) can help. With the help of equity release, you can release the money stored in your […]
Read More Bristol, Equity Release, Equity Release Advisers, Equity Release Advisors, Equity Release Application, Equity Release Calculator, Equity Release in Bristol, Equity Release Mortgage, Equity Release Plan, Equity Release Process, Equity Release Professionals, Equity Release Schemes, Equity Release Solicitor, Equity Release Solicitors Alliance, ERSA, Financial Adviser, Home Reversion Equity Release, Independent Equity Release Adviser, Lifetime Mortgages, Lifetime Tenancy Agreement, Long Term Care, No Monthly Repayments, Professional Advice, Qualifications for Equity Release, Release Money, Release Tax Free Cash, Repossession, Retirement, Tax Free Cash, Terms of Equity Release, Trade Body of Solicitors, What is Equity ReleaseUnderstandably, the lower the set up costs for any mortgage, the better. This is the same for equity release schemes, which can vary significantly from lender to lender. It is always best advice therefore to seek independent financial advice from an experienced broker to research for you. Being whole of market, once a full financial […]
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